What is
Invoice Discounting
?
IRR
10%-14%
Tenure
1-6 Months
It is a form of financing chosen by businesses to tap into their unpaid invoices so that they can meet their working capital requirements. Essentially, it is post-sales funding. Businesses avail financing towards unpaid invoices for the goods already delivered at a pre-determined cost.
Why invest in an
invoice discounting opportunity?
Short tenure with good yields
helps boost your investment portfolioExposure to high quality companies
making the risk reward favourableDiversify your portfolio
across different industries and sectorsRange of products
with security structures tailored to your diverse needs
Investment Risks
Credit Risk: Inability of the borrower to repay promised amount.
Liquidity Risk: Ability to liquidate before the maturity of the investment.
Fraud Risk: Wilful default on payments by borrowers.
Risk Mitigation Factors
Bank Guarantee (BG) or Trade Credit Insurance Protection*
Escrow Control on client repayments*
Post-dated Cheques (PDC) or Undated Cheques (UDC)
Credit comfort from underlying trades and Strong transaction history
* Limited to certain Invoice Discounting Products only
Our Invoice Discounting Products tailored to your diverse needs
Invest confidently with a bank guarantee
Invest confidently with a bank guarantee
Your investment is 100% secured by Bank Guarantee (BG) and all repayments are made via altGraaf controlled escrow account.
Learn More
Balance risk with insurance protection
Balance risk with insurance protection
Your investment is secured by Trade Credit Insurance and all repayments are made via altGraaf controlled escrow account.
Learn More
Unlock growth with established companies
Unlock growth with established companies
Invest in invoices raised by blue chip or established companies and all repayments are made via an altGraaf controlled escrow account.
Learn More
Accelerate returns through diversified investing
Accelerate returns through diversified investing
Your investment is diversified against a pool of invoices with escrow control on repayments.
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Soar with high returns
Soar with high returns
Invest in established and upcoming companies across varied industries and sectors . The investment is Unsecured.
Learn More
Credit Assessment Process
Credibility of Parties Involved
- Prior records on raised invoices & timely payments
- Credit history of the parties involved
Verification of Invoices
- Authenticity of the underlying invoices
- Validate delivery of goods/services
Analysing Working Capital Cycles
- Understanding ageing of receivables and payables
- Determining cash realisation cycles
Assessing Payment Flows
- Cash control mechanisms such as an escrow account
- Visibility of bank accounts
Credit Assessment Process
Credit Assessment Process
Credibility of Parties Involved
- Prior records on raised invoices & timely payments
- Credit history of the parties involved
Verification of Invoices
- Authenticity of the underlying invoices
- Validate delivery of goods/services
Analysing Working Capital Cycles
- Understanding ageing of receivables and payables
- Determining cash realisation cycles
Assessing Payment Flows
- Cash control mechanisms such as an escrow account
- Visibility of bank accounts
Our recent successful deals
Exciting deals across tenures and returns.
Bira
100% subscribedBira is a modern beer brand with presence across 15 countriesTenure90 daysAris Infra
100% subscribedAris Infra is a technology based B2B platform providing a wide array of building material products across the construction life cycle.Tenure2 monthsZetwerk
100% subscribedZetwerk is a B2B manufacturing marketplace. It is one of the fastest Unicorn currently valued at $2.7 BillionTenure90 daysCocoblu
100% subscribedCocoblu is one of the largest E-commerce sellers on Amazon, partnered with top brands across multiple categories.Tenure3 monthsBuyume
100% subscribedBuyume is a social commerce platform enabling beauty professionals who also act as resellers to sell beauty products, and provide technical guidance targeting Tier 2 and 3 cities.Tenure31 daysLet's Transport
100% subscribedLargest logistics platform for goods distribution connecting mini-truckers to enterprises like Dabur, AmazonTenure91 daysBira
100% subscribedBira is a modern beer brand with presence across 15 countriesTenure90 daysAris Infra
100% subscribedAris Infra is a technology based B2B platform providing a wide array of building material products across the construction life cycle.Tenure2 monthsZetwerk
100% subscribedZetwerk is a B2B manufacturing marketplace. It is one of the fastest Unicorn currently valued at $2.7 BillionTenure90 daysCocoblu
100% subscribedCocoblu is one of the largest E-commerce sellers on Amazon, partnered with top brands across multiple categories.Tenure3 monthsBuyume
100% subscribedBuyume is a social commerce platform enabling beauty professionals who also act as resellers to sell beauty products, and provide technical guidance targeting Tier 2 and 3 cities.Tenure31 daysLet's Transport
100% subscribedLargest logistics platform for goods distribution connecting mini-truckers to enterprises like Dabur, AmazonTenure91 daysBira
100% subscribedBira is a modern beer brand with presence across 15 countriesTenure90 daysAris Infra
100% subscribedAris Infra is a technology based B2B platform providing a wide array of building material products across the construction life cycle.Tenure2 monthsZetwerk
100% subscribedZetwerk is a B2B manufacturing marketplace. It is one of the fastest Unicorn currently valued at $2.7 BillionTenure90 daysCocoblu
100% subscribedCocoblu is one of the largest E-commerce sellers on Amazon, partnered with top brands across multiple categories.Tenure3 monthsBuyume
100% subscribedBuyume is a social commerce platform enabling beauty professionals who also act as resellers to sell beauty products, and provide technical guidance targeting Tier 2 and 3 cities.Tenure31 daysLet's Transport
100% subscribedLargest logistics platform for goods distribution connecting mini-truckers to enterprises like Dabur, AmazonTenure91 days
Our recent successful deals
Exciting deals across tenures and returns.
Have more questions?
Check out our FAQs section to know more
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